Welcome to Fairewel
What are you trying to figure out?
Pick the one that fits where you're at right now.
Step 2 of 5 · Income
What money comes in?
Add each source of income — CPP, OAS, pension, wages, anything regular. You can add as many as you need.
Press + to add each source. The frequency above applies to the next one you add.
Step 2 of 3 · Spending Strategy
What does your life look like right now?
Choose the style that fits closest. You can adjust the details in the next step.
Step 2 of 3 · Anchor a Cost
What's the cost you're planning around?
Enter the biggest fixed cost you're considering — rent is the most common one. We'll work backwards from there.
Based on the 50% rule for housing needs
Most financial guidelines suggest housing costs no more than 30–50% of take-home pay. We use 50% as a starting point — you can adjust this.
Step 3 of 5 · Needs
What are your fixed monthly needs?
These are your non-negotiables — rent, utilities, phone, groceries. We've started you with a common one. Add the rest, or remove what doesn't fit.
Quick add:
Press + to add each bill. You can always edit amounts later.
Step 4 of 5 · The Fun Part
What's left is yours.
Divide what's left between the things you enjoy, what you're saving for, and a little giving. The numbers update as you adjust.
After your bills
available each month
This is your starting point. Create a free account to save it — you can refine everything from your dashboard.
By creating an account you agree to our Terms and Privacy Policy. fairewel is always free for personal use.