Welcome to Fairewel

What are you trying to figure out?

Pick the one that fits where you're at right now.

Step 2 of 5 · Income

What money comes in?

Add each source of income — CPP, OAS, pension, wages, anything regular. You can add as many as you need.

$

Press + to add each source. The frequency above applies to the next one you add.

Step 2 of 3 · Spending Strategy

Choose the style that fits closest. You can adjust the details in the next step.

Step 2 of 3 · Anchor a Cost

Enter the biggest fixed cost you're considering — rent is the most common one. We'll work backwards from there.

What is it?

How much per month?

$

Based on the 50% rule for housing needs

Most financial guidelines suggest housing costs no more than 30–50% of take-home pay. We use 50% as a starting point — you can adjust this.

Suggested minimum income —

Housing as % of income

50%

Step 3 of 5 · Needs

These are your non-negotiables — rent, utilities, phone, groceries. We've started you with a common one. Add the rest, or remove what doesn't fit.

Quick add:

$

Press + to add each bill. You can always edit amounts later.

Step 4 of 5 · The Fun Part

After your needs — / month to divide up

Divide what's left between the things you enjoy, what you're saving for, and a little giving. The numbers update as you adjust.

70%

—

29%

—

1%

—

After your bills

—

available each month

This is your starting point. Create a free account to save it — you can refine everything from your dashboard.

Email address

Password

Save this to…

Invite code Your household owner can find this in their account settings.

Organization code Your caseworker will give you this when setting you up.